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| Can't get insurance for my MINI https://www.ausmini.com/forums/viewtopic.php?f=2&t=30391 |
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| Author: | mini1989 [ Fri Apr 13, 2007 3:08 am ] |
| Post subject: | Can't get insurance for my MINI |
I am having trouble getting insurance through Shannon, they said I got too much cars parked at work or something and the wont be able to insure me. Can anyone tell me on how to get insurance through Shannon? |
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| Author: | Mike [ Fri Apr 13, 2007 5:10 am ] |
| Post subject: | Re: Can't get insurance for my MINI |
mini1989 wrote: Can anyone tell me on how to get insurance through Shannon?
Describing exactly what you were told, rather than "or something" would be a good first step.Oh and is it a MINI (modern BMW produced car) or a mini (classic mini)? Anyway Shannons are known for not being keen on insuring under 25 year old (especialy 18 yr olds). It does depend on who youre talking to over there as different employees seem to have different views on a "desirable" customer. Joining a car club would help, so would insuring the car in a parent's name with you listed as a full and regular driver. Oh and try Vigil if Shannons cant help you. |
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| Author: | mini1989 [ Sat Apr 14, 2007 7:26 am ] |
| Post subject: | |
Yeah I just turned 25 and I own a classic MINI. Hey II think I met you at the MINI down under once?? Are you the one with the Rover MINI? |
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| Author: | speedy [ Sat Apr 14, 2007 8:18 am ] |
| Post subject: | |
Hi mate, you're the guy with the Black Rover right? I think you are having problems insuring the car with Shannons because they are very fussy about cars being garaged at home. When they asked you where will it be garaged what did you tell them? Do you have a garage at home that you could use? |
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| Author: | mini1989 [ Tue Apr 17, 2007 1:12 am ] |
| Post subject: | |
yeah thats me, black rover with a white roof. You own a Rover MINI also? Yeah I told them about parking at work, they said too many cars there. |
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| Author: | DRB33N [ Tue Apr 17, 2007 7:53 am ] |
| Post subject: | |
They don't need to know that you park it at work during the day, just tell em where you keep it each weeknight of the week. I.E your garage if you have one. |
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| Author: | dove grey 64 [ Tue Apr 17, 2007 8:05 am ] |
| Post subject: | |
my car isnt garaged (they know that) and i've been with shannons for a few years, and i just turned 24. |
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| Author: | Mike_Byron [ Tue Apr 17, 2007 8:43 am ] |
| Post subject: | |
Like some others - I dont think that where its parked at work is the full story. They also look at the car and judge its condition, they certainly review driving records (they have computer access to drivers records) and to an extent they make decisions on the drivers attitude. Any one who has a suspended licence in the last 5-10 years and is at the 25 yo mark would have problems getting insurance at a reasonable cost. |
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| Author: | mad-mk1 [ Tue Apr 17, 2007 2:06 pm ] |
| Post subject: | |
hey mate chill on the whole MINI bit, people will get it confused witha bini (bmw mini) just so people know what ur talking about just call it "rover" or "mini" keep the capitals for the new ones, it works for us cheers jamie |
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| Author: | czerial [ Tue Apr 17, 2007 2:14 pm ] |
| Post subject: | |
they wont insure you because for somereason your a bad underwriting risk. and popular to what the rest of you seem to think, where it is parked during the day (ie your work) bears a huge relevance over the risk of your vehicle. when it comes down to it, its kept there for the majority of the time!! |
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| Author: | Sprite_Man [ Tue Apr 17, 2007 2:53 pm ] |
| Post subject: | |
I am not with Shannons. Try these guys. http://www.vigilins.com.au/products/default.asp |
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| Author: | Anto [ Tue Apr 17, 2007 5:31 pm ] |
| Post subject: | |
Yeah I used to be insured with Vigil. Not any more I'm now with Shannons & much happier. Interesting to note according to that site Vigil will not insure a Ford XR6 if it is used daily! 
They are so common. I wouldn't have thought they were such a significant insurance risk. They don't say they have a problem with a Commodore S or SS though. Seems a bit selective to me. 
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| Author: | cush [ Tue Apr 17, 2007 5:36 pm ] |
| Post subject: | |
mini1989 wrote: I own a classic MINI.
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| Author: | NAV [ Wed Apr 18, 2007 12:22 am ] |
| Post subject: | Re: Can't get insurance for my MINI |
mini1989 wrote: I am having trouble getting insurance through Shannon, they said I got too much cars parked at work or something and the wont be able to insure me. Can anyone tell me on how to get insurance through Shannon?
Hmm i'm buggered then http://maps.google.com.au/?ie=UTF8&z=18 ... 3&t=h&om=1 That's very empty for our car park. |
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