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 Post subject: NRMA and Mokes don't mix
PostPosted: Thu Sep 27, 2007 10:11 am 
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Joined: Mon Aug 02, 2004 11:24 am
Posts: 1232
Location: The other Shire.............Wollondilly
A couple of weeks ago I put my Moke on historic club rego. Insurance must be obtained so I enquire with NRMA (as all my other cars, home etc is with them). Everything was going fine until I said it was a Moke :!:

NRMA will not insure a Moke - why?? They say because it's an open top car it is a high risk :shock: :evil: If it was a regular Mini, no dramas.

Ring Shannons - they were very welcoming and had no problems with the Moke :P :P

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 Post subject:
PostPosted: Thu Sep 27, 2007 10:22 am 
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Joined: Mon Jan 02, 2006 9:12 am
Posts: 19595
Location: Northern NSW
Last time I had my Moke registered (2004) it was insured with them so it must be a recent ruling (they've probably realised they are in demand ...) . The only problem I had with them was they couldn't decide what it was , it wasn't a convertible according to their database , it was a 2 seat utility , except it's a 4 seat so they ended up calling it a twin cab utility :?: :?: :?: :?:

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 Post subject:
PostPosted: Thu Sep 27, 2007 10:41 am 
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Joined: Mon Jan 16, 2006 7:59 pm
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from my ring arounds - the only place that will ensure Mokes is Shannons at the moment :x


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 Post subject:
PostPosted: Thu Sep 27, 2007 10:47 am 
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Joined: Tue Mar 16, 2004 10:34 am
Posts: 2067
Location: Canberra
I noticed yesterday that Commonwealth Bank offer car insurance so I thought okay I'll try your online quote system for my daily hack Magna. Apparently they cannot offer me insurance as 'your optional accessories exceeds our acceptance limits'. That 'optional accessory' being the factory optioned air conditioning!


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 Post subject:
PostPosted: Thu Sep 27, 2007 10:55 am 
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Joined: Mon Aug 02, 2004 11:24 am
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Location: The other Shire.............Wollondilly
But is a Moke a higher risk than any other 'convertible' sports car??

I could get into an MG or Sprite as easily as I could a Moke :?

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 Post subject:
PostPosted: Thu Sep 27, 2007 11:04 am 
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Joined: Wed Sep 13, 2006 7:26 am
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Location: Christchurch New Zealand
Hi Julie,
Maybe they've seen your photo on two wheels at the bottom of your Ausmini message !!! Hahahahahaha

Al


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 Post subject:
PostPosted: Thu Sep 27, 2007 11:18 am 
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Location: The other Shire.............Wollondilly
66S wrote:
Hi Julie,
Maybe they've seen your photo on two wheels at the bottom of your Ausmini message !!! Hahahahahaha

Al


Probably :D

Actually that's me driving nice and safely on all four wheels in my avatar - the sig pic is my husband trying to save tyre wear at a khanacross :shock:

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 Post subject:
PostPosted: Thu Sep 27, 2007 12:41 pm 
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Joined: Mon Aug 23, 2004 10:07 pm
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Location: SE Melbourne
sports850 wrote:
The only problem I had with them was they couldn't decide what it was...........


Ive got a few insurance quotes before on the internet and under the body style category is MOKE.
It's its own kind.
:D

EDIT: First site I went to lists the body type as a 0 door soft top.
8)


Last edited by Harley on Thu Sep 27, 2007 12:56 pm, edited 1 time in total.

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 Post subject:
PostPosted: Thu Sep 27, 2007 12:42 pm 
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Joined: Mon Mar 07, 2005 11:18 am
Posts: 1607
Location: Townsville, Qld
I had my Moke insured with RACV and all they would insure it for was $2500.00 @ $340.00 .. Same goes for the LS so I eneded up with Shannons that insured the Moke for $8000.00 @ $330.00..

The Moke is now sold but I have the LS insured with Shannons for $9500.00 @ $347.00


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 Post subject:
PostPosted: Thu Sep 27, 2007 3:22 pm 
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Joined: Sat Nov 19, 2005 1:37 pm
Posts: 2495
Location: Vegus, Brisvegus
My Moke is insured with Suncorp (Qld) for "market value" which is Redbook I suppose. I'll swap to Shannons next renewal.
Camilla is with Shannons and the cover is heaps better for the same $
M


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 Post subject:
PostPosted: Thu Sep 27, 2007 3:23 pm 
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I've got my Moke with AAMI, no good trying to get a quote off their website, best to call them. 8)

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 Post subject:
PostPosted: Thu Sep 27, 2007 4:39 pm 
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Joined: Wed Aug 10, 2005 1:42 am
Posts: 3892
Location: The Woomba
I know people go on and on about Shannons, but it seems like the hype is worthy.

I called on Tuesday for a quote. I'm 22, with no accident history and no speeding fines/loss of license etc. The car in question is an RA23 Celica, with a twin turbo straight six supra engine and gear box, hilux diff, Peugeot brakes (I know, it makes me feel dirty too ;)), and a host of other mods.

They not only welcomed me, but quoted only $626 for comprehensive cover and salvage rights, with an agreed value of $15,000. I nearly fell off my chair. I couldnt' believe it! And my excess isn't disgusting either.

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 Post subject:
PostPosted: Thu Sep 27, 2007 4:55 pm 
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Joined: Mon Aug 23, 2004 10:07 pm
Posts: 10654
Location: SE Melbourne
I however, have crashed a car berfore.
Shannons are the most expensive people for me.
How's about a 2.5k premuim on a 5k car?
:?


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 Post subject:
PostPosted: Thu Sep 27, 2007 5:04 pm 
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Joined: Thu May 24, 2007 7:19 pm
Posts: 5370
Location: Yandina,Sunshine Coast,QLD
I gave shannons a ring and they said because of my accident history (3 prangs in 4+ years, only 1 being 50% my fault), fines, age (22 end of october) and the fact I drive the car daily they could'nt offer me insurance :evil:
They then said try "just cars" and they simply don't insure minis :x So I stuck with suncorp where my commodore is insured, both are insured for 4k each, I want to increase the mini up to 5 or 6k and drop the commodore down to the market value some time soon. May save some money on the commo preium :wink:

When I first got the mini, back in 2004 shannons wanted $1000 preium for a 4k car :shock:

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 Post subject:
PostPosted: Thu Sep 27, 2007 7:14 pm 
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Joined: Sun Jan 14, 2007 7:04 pm
Posts: 1215
Location: Outta Ipswich
My Moke is with Suncorp. They had no problems. I enquired with shannons for the 850, they were double the price with no extra perks in the cover and an insured value decrease of 2K. :shock:

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