ausmini
https://www.ausmini.com/forums/

MINI Insurance.
https://www.ausmini.com/forums/viewtopic.php?f=2&t=53451		 Page 1 of 2
Author:  NG [ Thu May 21, 2009 3:17 pm ]
Post subject:  MINI Insurance.
well im going to sort this out & get it insured as soon as all the other crap is sorted.

can anyone link me to MINI TRAVELLERS sold in the past? so i ca print out what they sold for.

so i can prove to shannons that my car is worth so much restored etc.

or can any one give me any advice?

or that one that was for sale for 25 grad a while ago..?

thank you.
Author:  awdmoke [ Thu May 21, 2009 3:29 pm ]
Post subject: 
Shannons is will insure minis for Agreed Value. That's what I have, you don't want any insurer who is going to use that Redbook rubbish.

Your premiums will be based upon how much you want to insure it for though, so if you think it will cost $25,000 to replace you will pay on that basis. Always better to be over rather than under insured as they will prorata the payout if (deliberately) underinsured.
Author:  NG [ Thu May 21, 2009 3:32 pm ]
Post subject: 
ok.

I did ring up & say look i want to insure it for $25.000 she kept saying well the market value on unique cars for a Morris mini is 10 grand & for that model is caped at $15,00 im like huh.

i said but mine is a morris mini traveler,
so I'm a bit confused she was a young girl that did not have any idea about the mini.

that was shannons.

i can call back no worry's anyways just arm my self with the right knowledge.
Author:  drmini in aust [ Thu May 21, 2009 4:02 pm ]
Post subject: 
Keep ringing until you get someone there who knows rare Minis.
Or defect to GIO like some here (not me) have done. :wink:
Author:  Clutch-monkey [ Thu May 21, 2009 4:42 pm ]
Post subject: 
as above
what happened to me at shannons was that my call got dumped in the rejected quotes pile

some other guy at shannons goes through these to see what's actually viable, called me back and outlined a deal for me, was pretty good.
hell of a way to do business though
Author:  Austin850 [ Thu May 21, 2009 4:45 pm ]
Post subject: 
Last time I rang Shannons to add a few modifications to my policy, the bloke I spoke to seemed to know heaps about Minis. He asked me about a whole list of mods which I had forgotten to mention, things like quickshift, steering wheel, tacho etc.

It turned out that he had a restored Cooper that he ran around Bathurst at the Mini 40th (or something like that). It was great to deal with someone who knew what he was talking about.

Better than NRMA. When I tried to explain that it had a Weber carburetter the girl asked if that was part of the engine. Of course they didn't know about Austin Minis. It's just not their market.
Author:  NG [ Thu May 21, 2009 5:08 pm ]
Post subject: 
you don't have that guys name do you?

i had another chat to some other guy he was nice said your car is worth more to the 15g mark but we need photo''s if we are to value it any more then that.

when it is ever finished & repaired as good as new!

lol one day..
Author:  mini-mini [ Thu May 21, 2009 5:20 pm ]
Post subject: 
drmini in aust wrote:
Keep ringing until you get someone there who knows rare Minis.
Or defect to GIO like some here (not me) have done. :wink:


Yeah try Shannons again for sure. 25k for a restored Traveller shouldn't be a problem. As the Doc said you just have to talk to the right person.
Author:  Austin850 [ Thu May 21, 2009 5:27 pm ]
Post subject: 
Yep, when I did mine. I was asking for a bit more than what they had listed for an 850 but the girl who did my original quote talked to someone who okayed the amount I wanted. She said that if I wanted any more that I'd need to take it out to Fyshwick for valuation.
Author:  slide [ Thu May 21, 2009 5:32 pm ]
Post subject: 
I've got a couple of cars insured with Shannons under agreed value. Every year I get the invoice in they seem to have reduced the value by $1,000 on each vehicle, but the premiums don't seem to go down. Is this normal?
Author:  Austin850 [ Thu May 21, 2009 5:40 pm ]
Post subject: 
slide wrote:
I've got a couple of cars insured with Shannons under agreed value. Every year I get the invoice in they seem to have reduced the value by $1,000 on each vehicle, but the premiums don't seem to go down. Is this normal?


Just give them a call and re-agree the value I guess. Most classic cars should not devalue.
Author:  doogie [ Thu May 21, 2009 6:02 pm ]
Post subject: 
www.lsvinsurance.com.au

They blow Shannons away.

Doogie
Author:  Booglie [ Thu May 21, 2009 6:51 pm ]
Post subject: 
I'm going with LSV, good prices and the guy I spoke to knew what he was talking about, I managed to get a Leyland Mini S insured for $10 000, premium is $450 with 0 no claims bonus.
Author:  Dan940 [ Fri May 22, 2009 3:02 pm ]
Post subject:  Insurance
I was with Shannons for over 10 years and had no complaints until I decided to increase the value of My S. I also got the run around which was very frustrating.
I called Dawes insurance and with no questions I increased the value an additional 10K and the premium was actually $40 cheaper, all over the phone...too easy
Author:  4myego [ Fri May 22, 2009 4:38 pm ]
Post subject: 
Was with Shannons, they have rules as to how much the agreed value can be. Try to do an online quote! Even when the Mini K was insured with them (a deal done over the phone person to person), they required photos as proof for $8K.
Also that was for limited use. (2-3 days per week only)

Swapped over to G.I.O veteran and vintage policy, same price as Shannons policy but now agreed value is $15K. They also required photos of car,(rules have just changed) but this is so they can put in the file.
All sent and approved in one day.

G.I.O veteran and vintage also include you salvage rights.

I am a happy camper.
Already got a quote for the Mk 2 Cooper S (cheap) :lol:
Page 1 of 2 All times are UTC + 10 hours
Powered by phpBB® Forum Software © phpBB Group
http://www.phpbb.com/