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| Insurance - who do you use? https://www.ausmini.com/forums/viewtopic.php?f=2&t=80138 |
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| Author: | ivannashoverova [ Tue Jan 29, 2013 8:21 pm ] |
| Post subject: | Insurance - who do you use? |
In sewer ants. Sorry, had to get that out of my system 
So, I should be picking up a 72 Clubman this weekend as I decided I could not possibly continue my existence without finally owning a Mini that can move. Very exciting times, now I have to think of the boring stuff - who to get insurance with. So, to crowdsourcing I go and I ask you; who do you use? Are they good? Bad? Run of the mill insurance company antics? Cheers! |
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| Author: | Lillee [ Tue Jan 29, 2013 8:36 pm ] |
| Post subject: | |
Shannons, esp if it's not a daily driver |
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| Author: | MattE [ Tue Jan 29, 2013 9:55 pm ] |
| Post subject: | |
Same - Shannons. They have a 2 day per week deal, which works out to $27.75pm for me, with no pay by month surcharge/penalty/levy/tax. You should at least have them on your list of mobs to try. |
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| Author: | XC9000 [ Tue Jan 29, 2013 10:11 pm ] |
| Post subject: | Cheap insurance |
I have a 77 Leyland insured on historic plates for $66p.a. with NRMA. Shannons was about $110 for the same. But I think that Shannons is probably better for a fully registered car.
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| Author: | adamstuart [ Tue Jan 29, 2013 10:44 pm ] |
| Post subject: | |
I had the moke with NRMA V&V $300/year, salvage rights, towing (if you're over 200K from home - otheriwse you pay) but limited to 9000K's a year. I now have the valiant with Shannons which costs me $125/month, no salvage rights (34 years old isn't classic enough). edit: I'm 20, Male, full license. So I pay through the nose |
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| Author: | Mini Mad [ Wed Jan 30, 2013 10:01 am ] |
| Post subject: | |
Lumley Special Vehicles - LSV or Shannons are the way to go. I have all my cars with LSV - made some claims with no issues or questions asked over the years so pretty happy. They were much cheaper than Shannons as well. |
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| Author: | ivannashoverova [ Wed Jan 30, 2013 3:23 pm ] |
| Post subject: | |
Hey everyone Thanks for your replies. I'll arrange a callback with Shannons (my parents are with them for their cars) and LSV I did an online quote for SGIC (local version of NRMA) and got this; COMPREHENSIVE PLUS COVER $356.82 (yearly) Excess: $450 Agreed value: $2,080 Not a bad price... It will let me go for market value on the Comprehensive but not on the Comp Plus. Since I haven't seen a running, good condition Mini at that price for a while and I'm paying more for mine I would hope to see a bit higher Value - or am I being crazy? |
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| Author: | ivannashoverova [ Wed Jan 30, 2013 3:29 pm ] |
| Post subject: | |
Also, related but an aside - I asked the guy selling the mini what engine capacity it is. From what I have read and my (very limited) understanding, Clubbies came out with 998, 1098 and 1275s, but I've been told it's an 850. Does this make sense? Obviously nothing to stop someone changing the motor out for an 850 but this would count as a mod to an insurance firm? |
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| Author: | drmini in aust [ Wed Jan 30, 2013 3:51 pm ] |
| Post subject: | |
If it's a Clubby it shouldn't be an 850. Give us the engine number prefix, that should tell us what it is/was. |
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| Author: | goodie [ Wed Jan 30, 2013 5:35 pm ] |
| Post subject: | |
Lillee wrote: Shannons, esp if it's not a daily driver
+1 . |
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| Author: | doogie [ Wed Jan 30, 2013 6:26 pm ] |
| Post subject: | |
ivannashoverova wrote: Hey everyone
Thanks for your replies. I'll arrange a callback with Shannons (my parents are with them for their cars) and LSV I did an online quote for SGIC (local version of NRMA) and got this; COMPREHENSIVE PLUS COVER $356.82 (yearly) Excess: $450 Agreed value: $2,080 Not a bad price... It will let me go for market value on the Comprehensive but not on the Comp Plus. Since I haven't seen a running, good condition Mini at that price for a while and I'm paying more for mine I would hope to see a bit higher Value - or am I being crazy? Wow, for once im happy to be in my late 30's, i pay $70 more to insure my 2011 XR6 falcon for $34,500!!! Try NRMA classic & veteran, $122 each to insure my minis. Doogie |
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| Author: | ivannashoverova [ Wed Jan 30, 2013 7:25 pm ] |
| Post subject: | |
Shannons are winning so far, full comp with salvage rights, $300 excess $4k agreed value, $274.30 per year. Much better than the over $800 I'm paying for my Statesman, might have to do a quote on that too! Thanks Doc, I'll see what I can do about getting the engine number. The car is down south and I'm supposed to pick it up Saturday 
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| Author: | BALLISTIC [ Wed Jan 30, 2013 10:19 pm ] |
| Post subject: | |
Shannons |
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| Author: | Speedwell Racer [ Thu Jan 31, 2013 1:02 am ] |
| Post subject: | |
My 77 is with RACT... $260 a year at an agreed value of $8.5k can't remember excess though!! |
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| Author: | norton [ Thu Jan 31, 2013 8:22 am ] |
| Post subject: | |
I have my bike (74 model) with shannons which allows me to also insure my 2004 commode at a good price, thay also have good greenslip prices too |
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