Having been involved with cars with cages a few years ago if you look things have changed over the years too.
All the old (especially alloy) cages did have the main hoop right over your head to hit as FNQ is pointing out, but all the newer FIA spec cages have the main hoop moved back in the car.
Take a look at this one :
http://www.agi-precision.com.au/product ... t-bolt-in/The Main hoop is even laid back a bit from vertical to give you more head room.
When I had a Rally car all the tubes close to occupants had to be covered with an approved padding, air con insulation was not considered good enough.
Note the mounting boxes they use now to spread the load, not the couple of bolts through the floor like the old ones.
So given the smaller diameter of steel tube over alloy, a good design keeping the tubes as far away from people as possible and padding built for the job is a far different thing to what people had in decades gone by. The weight of a modern steel cage built to a standard would be far greater than the old alloy ones as well.
This was a few years ago but there were rules (QLD Transport) about side intrusion bars and others on cages, a look at the Vehicle Standards Bulletins would tell you more about what you need to get a cage approved today.
Stewart.