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PostPosted: Tue Jan 29, 2013 8:21 pm 
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848cc
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Joined: Sun Jan 27, 2013 7:19 pm
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Location: Adelaide, northern suburbs
In sewer ants. Sorry, had to get that out of my system :P

So, I should be picking up a 72 Clubman this weekend as I decided I could not possibly continue my existence without finally owning a Mini that can move. Very exciting times, now I have to think of the boring stuff - who to get insurance with. So, to crowdsourcing I go and I ask you; who do you use? Are they good? Bad? Run of the mill insurance company antics?

Cheers!


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PostPosted: Tue Jan 29, 2013 8:36 pm 
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Joined: Tue Jun 01, 2004 3:41 pm
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Location: Special Tuning Sydney
Shannons, esp if it's not a daily driver

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PostPosted: Tue Jan 29, 2013 9:55 pm 
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848cc
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Joined: Mon Jan 12, 2009 11:22 pm
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Location: Flynn, ACT
Same - Shannons.
They have a 2 day per week deal, which works out to $27.75pm for me, with no pay by month surcharge/penalty/levy/tax.
You should at least have them on your list of mobs to try.

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 Post subject: Cheap insurance
PostPosted: Tue Jan 29, 2013 10:11 pm 
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848cc
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Joined: Sat Jun 04, 2011 10:38 am
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Location: MinisintheGong [Somewhere on the South Coast]
I have a 77 Leyland insured on historic plates for $66p.a. with NRMA. Shannons was about $110 for the same. But I think that Shannons is probably better for a fully registered car. :P

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PostPosted: Tue Jan 29, 2013 10:44 pm 
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1275cc
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Joined: Tue Sep 15, 2009 11:12 am
Posts: 3398
Location: Quakers Hill Sydney
I had the moke with NRMA V&V
$300/year, salvage rights, towing (if you're over 200K from home - otheriwse you pay) but limited to 9000K's a year.

I now have the valiant with Shannons which costs me $125/month, no salvage rights (34 years old isn't classic enough).


edit: I'm 20, Male, full license.
So I pay through the nose

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PostPosted: Wed Jan 30, 2013 10:01 am 
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ET 13.457 seconds , OH YEAH !!!!
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Joined: Sun Sep 19, 2004 8:35 am
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Location: Somewhere Around Sydney
Lumley Special Vehicles - LSV or Shannons are the way to go.

I have all my cars with LSV - made some claims with no issues or questions asked over the years so pretty happy. They were much cheaper than Shannons as well.

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PostPosted: Wed Jan 30, 2013 3:23 pm 
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848cc
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Joined: Sun Jan 27, 2013 7:19 pm
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Location: Adelaide, northern suburbs
Hey everyone

Thanks for your replies. I'll arrange a callback with Shannons (my parents are with them for their cars) and LSV

I did an online quote for SGIC (local version of NRMA) and got this;

COMPREHENSIVE PLUS
COVER
$356.82 (yearly) Excess: $450
Agreed value: $2,080

Not a bad price...

It will let me go for market value on the Comprehensive but not on the Comp Plus. Since I haven't seen a running, good condition Mini at that price for a while and I'm paying more for mine I would hope to see a bit higher Value - or am I being crazy?


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PostPosted: Wed Jan 30, 2013 3:29 pm 
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848cc
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Joined: Sun Jan 27, 2013 7:19 pm
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Also, related but an aside - I asked the guy selling the mini what engine capacity it is. From what I have read and my (very limited) understanding, Clubbies came out with 998, 1098 and 1275s, but I've been told it's an 850. Does this make sense? Obviously nothing to stop someone changing the motor out for an 850 but this would count as a mod to an insurance firm?


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PostPosted: Wed Jan 30, 2013 3:51 pm 
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Location: near Baulkham Hills, NSW
If it's a Clubby it shouldn't be an 850. Give us the engine number prefix, that should tell us what it is/was.

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PostPosted: Wed Jan 30, 2013 5:35 pm 
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1275cc
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Joined: Thu Aug 31, 2006 7:56 pm
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Location: Muswellbrook -- NSW
Lillee wrote:
Shannons, esp if it's not a daily driver


+1 .


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PostPosted: Wed Jan 30, 2013 6:26 pm 
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Location: Radelaide, South Australia
ivannashoverova wrote:
Hey everyone

Thanks for your replies. I'll arrange a callback with Shannons (my parents are with them for their cars) and LSV

I did an online quote for SGIC (local version of NRMA) and got this;

COMPREHENSIVE PLUS
COVER
$356.82 (yearly) Excess: $450
Agreed value: $2,080

Not a bad price...

It will let me go for market value on the Comprehensive but not on the Comp Plus. Since I haven't seen a running, good condition Mini at that price for a while and I'm paying more for mine I would hope to see a bit higher Value - or am I being crazy?


Wow, for once im happy to be in my late 30's, i pay $70 more to insure my 2011 XR6 falcon for $34,500!!!

Try NRMA classic & veteran, $122 each to insure my minis.

Doogie

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PostPosted: Wed Jan 30, 2013 7:25 pm 
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848cc
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Joined: Sun Jan 27, 2013 7:19 pm
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Location: Adelaide, northern suburbs
Shannons are winning so far, full comp with salvage rights, $300 excess $4k agreed value, $274.30 per year. Much better than the over $800 I'm paying for my Statesman, might have to do a quote on that too!

Thanks Doc, I'll see what I can do about getting the engine number. The car is down south and I'm supposed to pick it up Saturday :D


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PostPosted: Wed Jan 30, 2013 10:19 pm 
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Joined: Sun Jul 01, 2007 11:25 pm
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Location: Greensborough, Victoria
Shannons

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PostPosted: Thu Jan 31, 2013 1:02 am 
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998cc
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Joined: Thu Jun 09, 2011 4:26 pm
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Location: Howrah, Tasmania
My 77 is with RACT...
$260 a year at an agreed value of $8.5k can't remember excess though!!

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PostPosted: Thu Jan 31, 2013 8:22 am 
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Joined: Sat Aug 27, 2005 3:19 pm
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Location: Blue Mountains
I have my bike (74 model) with shannons which allows me to also insure my 2004 commode at a good price, thay also have good greenslip prices too


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