Ausmini
It is currently Sun Aug 03, 2025 2:02 pm

Board index » Mini Chat » Mini Chat

All times are UTC + 10 hours




Post new topic Reply to topic  Page 2 of 4
  [ 55 posts ]  Go to page Previous  1, 2, 3, 4  Next
  Print view Previous topic | Next topic 
Author Message
britishvita
 Post subject:
PostPosted: Wed Jan 04, 2006 4:38 pm 
Offline
998cc
998cc
User avatar

Joined: Sun Nov 20, 2005 9:18 pm
Posts: 807
Location: Adelaide
Quote:
I'd never get so-called market value cover on anything, after what happened to my mate at work.
When he totalled the near-new XR6 whilst avoiding another twit, N*** took the wreck away. They wrote it off. It took 8 weeks for him to see any $$$$$ because, being market value, the longer they could spin it out the less it was worth.



Wierd the insurer didn't replace the car with a new one, if the car is less than 12months old (or sometimes even 24 months) and you write the car off you get a new one!! Maybe a bit late for your mate though...

Obviously doesn't apply to minis (aside from the later "minis" :roll: )
Top
 Profile  
 
drmini in aust
 Post subject:
PostPosted: Wed Jan 04, 2006 4:43 pm 
Offline
religious status
religious status
User avatar

Joined: Fri Mar 19, 2004 6:19 pm
Posts: 39762
Location: near Baulkham Hills, NSW
britishvita wrote:
Quote:
I'd never get so-called market value cover on anything, after what happened to my mate at work.
When he totalled the near-new XR6 whilst avoiding another twit, N*** took the wreck away. They wrote it off. It took 8 weeks for him to see any $$$$$ because, being market value, the longer they could spin it out the less it was worth.



Wierd the insurer didn't replace the car with a new one, if the car is less than 12months old (or sometimes even 24 months) and you write the car off you get a new one!! Maybe a bit late for your mate though...

Obviously doesn't apply to minis (aside from the later "minis" :roll: )

Yeah it was 2 years old,, so he missed out. :cry:
If he hadn't wound everybody in management there up heaps, he would still be waiting for his dosh.

_________________
DrMini- 1970 wasaMatic 1360, Mk1S crank, 86.6HP (ATW) =~125 @ crank, 45 Dellorto (38 chokes), RE282 sprint cam, 1.5 rockers, 11.0:1 C/R. :mrgreen:
Top
 Profile  
 
britishvita
 Post subject:
PostPosted: Wed Jan 04, 2006 4:56 pm 
Offline
998cc
998cc
User avatar

Joined: Sun Nov 20, 2005 9:18 pm
Posts: 807
Location: Adelaide
Squeaky wheel gets the oil................. :lol:
Top
 Profile  
 
Brown Clubman
 Post subject:
PostPosted: Wed Jan 04, 2006 7:29 pm 
Offline
998cc
998cc
User avatar

Joined: Thu Aug 11, 2005 1:36 pm
Posts: 942
Location: Melbourne
Poee - not only are Shannons the best for price, agreed value etc. they actually put their money where there mouth is.

I had my insured for $6k. It got pinched and stripped. I had salvage rights on the car so got it back for nothing. Then when the cops found the thief AND my parts I got all parts back as well!! At NO cost! PLUS I got my excess back! :shock: :shock:

Shannons = the way to go for minis - for sure!

_________________
Image
Top
 Profile  
 
Monster Mini
 Post subject:
PostPosted: Wed Jan 04, 2006 8:00 pm 
Offline
1098cc
1098cc
User avatar

Joined: Tue Dec 27, 2005 8:05 pm
Posts: 1793
Location: Sydney
Hi i insured my monster for agreed value around 4k and by far it was the cheapest .....give them a call... :)

Monster Mini
Top
 Profile  
 
harvey69
 Post subject:
PostPosted: Wed Jan 04, 2006 9:08 pm 
Offline
1275cc
1275cc
User avatar

Joined: Fri Oct 28, 2005 10:40 pm
Posts: 2051
Location: newcastle
im 17 had my P's for like 5 months...... u should see how hard it is for insurance for me and if so how much it costs... its a joke

but i will go shannons for sure...!!!

_________________
Image
Top
 Profile  
 
clubby123
 Post subject:
PostPosted: Wed Jan 04, 2006 9:14 pm 
Offline
998cc
998cc
User avatar

Joined: Wed Aug 31, 2005 9:16 pm
Posts: 714
Location: Gold Coast
im with shannons agreed 4 7k like hundred bucks a month but its not worth loosing your mini

_________________
Image
Top
 Profile  
 
speedy
 Post subject:
PostPosted: Wed Jan 04, 2006 9:18 pm 
Offline
Slow-Po
User avatar

Joined: Fri Jul 08, 2005 8:56 pm
Posts: 9979
When I insured my car the other day, after I was fully paid up and about to hang up, the guy was good enough to let me know that Shannons cover the car if its in an accident whilst doing an advanced driver training course. I never expected that from an insurance company, very 8) .

_________________
One should never skimp on the zip ties.

Image
Top
 Profile  
 
Stuwey
 Post subject:
PostPosted: Wed Jan 04, 2006 9:38 pm 
Offline
1275cc
1275cc
User avatar

Joined: Wed Mar 30, 2005 8:54 pm
Posts: 2010
Location: Greenhill, SA
When i first got my LS, Shannons didn't want to touch it.
I ended up at Vigil, agreed value at $7500. About $535/annum.

When the renewal came up, the guys (Shannons reps) at my Car Club came up to me and told me go go see 'em.

Now it is insured for $12000, only $470 per year, and is on their books with a weber, big cam, loud 'zorst, mags, stereo, everything...

I am (only just) 21 now, and even at $12k cover they didn't even want to see the car. But i guess they had seen it at plenty of other club runs anyway.

I can totally agree with everyone else, call Shannons, but its better if you're in a car club!

One thing though... I don't have wreck retention. Anyone know why? I should call 'em. :?

_________________
Cheap, Fast, Reliable. Choose two.
Top
 Profile  
 
Besser
 Post subject: Ah Insurance
PostPosted: Thu Jan 05, 2006 6:07 am 
Offline
998cc
998cc

Joined: Mon Apr 05, 2004 11:23 am
Posts: 581
Location: Eastern Melbourne
How many people insure the most important part of the car?......

The Driver!

I started from the most important and worked down only I dont know how much I should value my LS for (stocky)
Top
 Profile  
 
minstar
 Post subject:
PostPosted: Thu Jan 05, 2006 8:19 am 
Offline
998cc
998cc
User avatar

Joined: Wed Aug 18, 2004 2:41 pm
Posts: 1145
Location: ACT
Yeah I rang NNNN and they laughed, rang Shannons indicated that it had a Starlet engine and I wanted to insure it for 10K, they continued to talk to me. They did indicate that they may want to see the car. But $500 pa all up, I keep the wreck etc. :D :D

_________________
225hp atw on 14psi. 1/4 Mile no idea. Take one 1971 Mini Clubman, one Starlet GT Halfcut, Simmer over a warm MIG Welder, and Voila Minstar! www.mpdesign.id.au
Image
Top
 Profile  
 
czerial
 Post subject:
PostPosted: Thu Jan 05, 2006 5:33 pm 
Offline
1275cc
1275cc
User avatar

Joined: Fri Oct 15, 2004 2:46 pm
Posts: 5281
all my question is poeee why arent you already with them?
Top
 Profile  
 
speedy
 Post subject:
PostPosted: Thu Jan 05, 2006 7:00 pm 
Offline
Slow-Po
User avatar

Joined: Fri Jul 08, 2005 8:56 pm
Posts: 9979
I got my policy document today from Shannons, its turns out that I didn't get salvage rights (I get to keep the wreck in the event of a write off) by default, that costs extra if I wanted that. What I do get is 1st option to buy the wreck by default. Anybody had a similar experience?

Regardless, they have been very good to deal with. 8)

_________________
One should never skimp on the zip ties.

Image
Top
 Profile  
 
Rodney
 Post subject:
PostPosted: Thu Jan 05, 2006 7:38 pm 
Offline
1275cc
1275cc
User avatar

Joined: Mon Oct 25, 2004 9:52 am
Posts: 2027
Location: Clifton Springs, Victoria
Poeee.......seems that all, including me, are with Shannons. Give 'em a call G-O-GG-O

Phone number is 13 46-46

Hooroo

_________________
Rod Image
http://smg.photobucket.com/albums/v607/Rodney/
Top
 Profile  
 
poeee
 Post subject:
PostPosted: Wed Jan 18, 2006 5:34 pm 
Offline
1360cc
1360cc
User avatar

Joined: Tue Mar 16, 2004 8:55 am
Posts: 11264
Location: Geelong, Victoria
All sorted with shannons now.

Agreed at higher than I originally had it with the other insurance company, and cheaper!

They also said that I could insure my van for agreed value full comp for about the same price as i'm paying for the van for just 3rd party fire and theft. So I gotta cancel that and change it over!

My dad is going to insure his 2 Austins with them 2, which will bring down the price of insuring the 1275 LS and the van! :lol:

_________________
Image
Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  Page 2 of 4
  [ 55 posts ]  Go to page Previous  1, 2, 3, 4  Next

Board index » Mini Chat » Mini Chat

All times are UTC + 10 hours


Who is online

Users browsing this forum: No registered users and 90 guests

You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Jump to:  

cron

© 2016 Ausmini. All garage work involves equal measures of enthusiasm, ingenuity and a fair degree of irresponsibility.