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britishvita
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PostPosted: Wed Jan 04, 2006 4:38 pm 
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I'd never get so-called market value cover on anything, after what happened to my mate at work.
When he totalled the near-new XR6 whilst avoiding another twit, N*** took the wreck away. They wrote it off. It took 8 weeks for him to see any $$$$$ because, being market value, the longer they could spin it out the less it was worth.



Wierd the insurer didn't replace the car with a new one, if the car is less than 12months old (or sometimes even 24 months) and you write the car off you get a new one!! Maybe a bit late for your mate though...

Obviously doesn't apply to minis (aside from the later "minis" :roll: )
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drmini in aust
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PostPosted: Wed Jan 04, 2006 4:43 pm 
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Location: near Baulkham Hills, NSW
britishvita wrote:
Quote:
I'd never get so-called market value cover on anything, after what happened to my mate at work.
When he totalled the near-new XR6 whilst avoiding another twit, N*** took the wreck away. They wrote it off. It took 8 weeks for him to see any $$$$$ because, being market value, the longer they could spin it out the less it was worth.



Wierd the insurer didn't replace the car with a new one, if the car is less than 12months old (or sometimes even 24 months) and you write the car off you get a new one!! Maybe a bit late for your mate though...

Obviously doesn't apply to minis (aside from the later "minis" :roll: )

Yeah it was 2 years old,, so he missed out. :cry:
If he hadn't wound everybody in management there up heaps, he would still be waiting for his dosh.

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britishvita
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PostPosted: Wed Jan 04, 2006 4:56 pm 
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Squeaky wheel gets the oil................. :lol:
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Brown Clubman
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PostPosted: Wed Jan 04, 2006 7:29 pm 
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Poee - not only are Shannons the best for price, agreed value etc. they actually put their money where there mouth is.

I had my insured for $6k. It got pinched and stripped. I had salvage rights on the car so got it back for nothing. Then when the cops found the thief AND my parts I got all parts back as well!! At NO cost! PLUS I got my excess back! :shock: :shock:

Shannons = the way to go for minis - for sure!

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Monster Mini
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PostPosted: Wed Jan 04, 2006 8:00 pm 
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Hi i insured my monster for agreed value around 4k and by far it was the cheapest .....give them a call... :)

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harvey69
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PostPosted: Wed Jan 04, 2006 9:08 pm 
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im 17 had my P's for like 5 months...... u should see how hard it is for insurance for me and if so how much it costs... its a joke

but i will go shannons for sure...!!!

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clubby123
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PostPosted: Wed Jan 04, 2006 9:14 pm 
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im with shannons agreed 4 7k like hundred bucks a month but its not worth loosing your mini

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speedy
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PostPosted: Wed Jan 04, 2006 9:18 pm 
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When I insured my car the other day, after I was fully paid up and about to hang up, the guy was good enough to let me know that Shannons cover the car if its in an accident whilst doing an advanced driver training course. I never expected that from an insurance company, very 8) .

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Stuwey
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PostPosted: Wed Jan 04, 2006 9:38 pm 
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Location: Greenhill, SA
When i first got my LS, Shannons didn't want to touch it.
I ended up at Vigil, agreed value at $7500. About $535/annum.

When the renewal came up, the guys (Shannons reps) at my Car Club came up to me and told me go go see 'em.

Now it is insured for $12000, only $470 per year, and is on their books with a weber, big cam, loud 'zorst, mags, stereo, everything...

I am (only just) 21 now, and even at $12k cover they didn't even want to see the car. But i guess they had seen it at plenty of other club runs anyway.

I can totally agree with everyone else, call Shannons, but its better if you're in a car club!

One thing though... I don't have wreck retention. Anyone know why? I should call 'em. :?

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Besser
 Post subject: Ah Insurance
PostPosted: Thu Jan 05, 2006 6:07 am 
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Location: Eastern Melbourne
How many people insure the most important part of the car?......

The Driver!

I started from the most important and worked down only I dont know how much I should value my LS for (stocky)
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minstar
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PostPosted: Thu Jan 05, 2006 8:19 am 
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Yeah I rang NNNN and they laughed, rang Shannons indicated that it had a Starlet engine and I wanted to insure it for 10K, they continued to talk to me. They did indicate that they may want to see the car. But $500 pa all up, I keep the wreck etc. :D :D

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czerial
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PostPosted: Thu Jan 05, 2006 5:33 pm 
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all my question is poeee why arent you already with them?
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speedy
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PostPosted: Thu Jan 05, 2006 7:00 pm 
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I got my policy document today from Shannons, its turns out that I didn't get salvage rights (I get to keep the wreck in the event of a write off) by default, that costs extra if I wanted that. What I do get is 1st option to buy the wreck by default. Anybody had a similar experience?

Regardless, they have been very good to deal with. 8)

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Rodney
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PostPosted: Thu Jan 05, 2006 7:38 pm 
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Location: Clifton Springs, Victoria
Poeee.......seems that all, including me, are with Shannons. Give 'em a call G-O-GG-O

Phone number is 13 46-46

Hooroo

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poeee
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PostPosted: Wed Jan 18, 2006 5:34 pm 
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All sorted with shannons now.

Agreed at higher than I originally had it with the other insurance company, and cheaper!

They also said that I could insure my van for agreed value full comp for about the same price as i'm paying for the van for just 3rd party fire and theft. So I gotta cancel that and change it over!

My dad is going to insure his 2 Austins with them 2, which will bring down the price of insuring the 1275 LS and the van! :lol:

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