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Matt68
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PostPosted: Mon Oct 15, 2007 11:29 pm 
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tinymorris1969 wrote:
i had to go with nrma cause shannons wouldnt insure me cause of where i work..... its costing me i think 1500 for full comp with nrma


Cos your car is over thirty years old, they will usually only pay the "book" value. You may want to look at the fine print, full comp with the major insurers on a mini is usually a waste of time and money.

Check it out.

Matt (PS Shannons all the way, they rule!)

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mad-mk1
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PostPosted: Tue Oct 16, 2007 12:16 am 
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Mini Mad wrote:
Stuwey wrote:
Hanra wrote:
I dont have it insured.


:shock: :shock: :shock: Are you for real?

Ask them about 'laid-up' cover - fully insured whilst it is in the shed, or on the trailer. It is too cheap not to do.

I must say i am quite surprised that you don't have it covered :!:


Me too.... :shock:

So much time effort money on something that cannot easily be replaced if lost..



:shock:

mad-mk1, is insured for that amount, laid up cover, covers it for in teh shed , when its at a show, when its on a trailer etc

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BALLISTIC
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PostPosted: Tue Oct 16, 2007 12:28 am 
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:D I'm with shannons.... 8) .....full comp, no stuffing you around, made it really easy when it came time to insure my wifes car on the same policy and it only went up by $20 or $30 a year. My wifes car is on club rego so is cheaper. costs about $350 or $360 per year. They will also let you do the pay by the month thing too.

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Hanra
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PostPosted: Tue Oct 16, 2007 7:03 am 
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czerial wrote:
If you crash and they are not engineered, even if they are on your policy, and if they were a direct cause of the accident... guess who wont be getting a payout :wink:


Yep they mentioned that. So i feel that im wasting my money as i have mods that are not legal.

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whiteski
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PostPosted: Tue Oct 16, 2007 7:48 am 
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The two things that impress me about Shannons are:

1. one free windscreen replacement per year (if necessary)

2. you get the cash and you keep the wreck in the event that your car is written off

The price was comparable to RACV

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Spaceboy
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PostPosted: Tue Oct 16, 2007 7:57 am 
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Hanra wrote:
czerial wrote:
If you crash and they are not engineered, even if they are on your policy, and if they were a direct cause of the accident... guess who wont be getting a payout :wink:


Yep they mentioned that. So i feel that im wasting my money as i have mods that are not legal.


only if your mods are the cause of the accident.
its seriously a bad idea not to insure your car, imagine if your shed caught on fire or something.
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Smegger
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PostPosted: Tue Oct 16, 2007 8:01 am 
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Matt68 wrote:
tinymorris1969 wrote:
i had to go with nrma cause shannons wouldnt insure me cause of where i work..... its costing me i think 1500 for full comp with nrma


Cos your car is over thirty years old, they will usually only pay the "book" value. You may want to look at the fine print, full comp with the major insurers on a mini is usually a waste of time and money.

Check it out.

Matt (PS Shannons all the way, they rule!)


Yeah, agree with this. My 77 Leyland is insured with RACQ atm due to them handing me an instant rating one since I've been on my wife's policy for so long. It's insured for market value, which is less than I paid. They weren't interested in negotiating a reasonable agreed value at the time. It's cheap though.. ~$300pa for full comp.

One of the things on my [long] list of todo's is switch it over to Shannon's. It may be more expensive, but at least I'll get something meaningful (read: fair) from them if the worst happens.
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LS1380
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PostPosted: Tue Oct 16, 2007 8:17 am 
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I must say i am quite surprised that you don't have it covered :!:[/quote]
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Mine is covered
:roll:

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Hanra
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PostPosted: Tue Oct 16, 2007 12:42 pm 
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Well if were gunna go there..... then mine is covered all the time.

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cush
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PostPosted: Tue Oct 16, 2007 12:46 pm 
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christ... even mine is covered....


in d(r)ust

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Spaceboy
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PostPosted: Tue Oct 16, 2007 12:49 pm 
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is that silk? :lol:
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cush
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PostPosted: Tue Oct 16, 2007 12:58 pm 
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LOL.....

Handwoven in Greece by a team of exquisite boys.


:lol:

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Hanra
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PostPosted: Tue Oct 16, 2007 12:58 pm 
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Spaceboy wrote:
is that silk? :lol:


I wish!!!

Parachute style material.

cush wrote:
christ... even mine is covered....


in d(r)ust


oh well your the man then.

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Roundie
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PostPosted: Tue Oct 16, 2007 5:26 pm 
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mine is full comp with shannons


i pay $170 a year agreed value of 12k
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Blokeinamoke
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PostPosted: Tue Oct 16, 2007 5:28 pm 
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Hanra wrote:
Spaceboy wrote:
is that silk? :lol:


I wish!!!

Parachute style material.

cush wrote:
christ... even mine is covered....


in d(r)ust


oh well your the man then.


parachutes are made from silk - you got matching pjs ?
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