Ausmini
It is currently Tue Jul 22, 2025 12:15 am

All times are UTC + 10 hours




Post new topic Reply to topic  [ 25 posts ]  Go to page Previous  1, 2
Author Message
 Post subject:
PostPosted: Sat Sep 26, 2009 10:03 pm 
Offline
Mien
User avatar

Joined: Wed Aug 10, 2005 1:42 am
Posts: 3892
Location: The Woomba
NAV wrote:
Danny wrote:
GIO offers the same level of cover as NRMA do when it comes to the Driver At Fault.

But you're right....a lot of people only chase the cheapest price, not taking into account things like that. That's why companies like Budget Direct and Real Insurance exist. THey're cheap because their cover is cheap.


Neither Budget Direct (work for them)or Real (I checked) offer CTP insurance which is what is being discussed here, not Third party property, third party fire and theft or comprehensive.
I suggest you take care with what you write here and base your statements on hard facts when discussing companies, as you never know when one of their representatives are watching.

I'm aware of who the CTP providers are for NSW :wink: My comment regarding those two companies were about the standards of their motor cover (not CTP), as told to me by people [previously] insured by them, and was as an aside to what I said about people chasing the cheapest price regardless of the product.

Why is it ok to talk about other companies and the quality of their products, and not insurance companies?

Quote:
I suggest you take care with what you write here and base your statements on hard facts when discussing companies, as you never know when one of their representatives are watching.

I know a number of people personally who have had massive problems with both of those companies at claim time.....one them even refusing to reinsure a number of people because of one at fault accident. That is a hard fact. If their representatives are concerned about what people are saying about their practices and customer service, maybe those things need to be changed?

_________________
"I'm sorry, but a lack of planning on your part does not constitute an emergency on my part!"


Top
 Profile  
 
 Post subject:
PostPosted: Sat Sep 26, 2009 10:17 pm 
Offline
848cc
848cc

Joined: Tue Apr 21, 2009 4:30 pm
Posts: 25
Location: Gods Country
Mini4T wrote:
Quote:
I heard that Shannons offered Green slips but haven't been able to confirm that yet.

When i ring Shannons about 6 weeks ago they confirmed they did green slips, but couldn't even give me a quote because my car wasn't insured with Shannons :(

doogie wrote:

Quote:
www.maa.nsw.gov.au

Put in your details & it will give you the prices of all greenslip providers.

I checked out this web site after my phone call to Shannons, cheapest was GIO, so i rang GIO to get the green slip, answered all the persons questions excactly the same as i did on the MAA web site to be told my green slip would be $200 odd dollars more than qouted javascript:emoticon(':(') on the MAA web site, when i questioned the difference i was told that it was a problem with the MAA web site that GIO know about but have no control over.


Top
 Profile  
 
 Post subject:
PostPosted: Sat Sep 26, 2009 10:24 pm 
Offline
Mien
User avatar

Joined: Wed Aug 10, 2005 1:42 am
Posts: 3892
Location: The Woomba
What do you drive? If you dont' put the right details in, the price will be different. If it's a ute, it will never be classed as a passenger vehicle, always goods carrying. THat's a mistake that EVERYONE seems to make because they don't look at their registration papers to see what their shape code is.

_________________
"I'm sorry, but a lack of planning on your part does not constitute an emergency on my part!"


Top
 Profile  
 
 Post subject:
PostPosted: Sat Sep 26, 2009 10:24 pm 
Offline
NAV-MAN
User avatar

Joined: Sun Jul 18, 2004 1:50 am
Posts: 1672
Location: Nothern Brisvegas
Danny wrote:
I'm aware of who the CTP providers are for NSW :wink: My comment regarding those two companies were about the standards of their motor cover (not CTP), as told to me by people [previously] insured by them, and was as an aside to what I said about people chasing the cheapest price regardless of the product.

Why is it ok to talk about other companies and the quality of their products, and not insurance companies?


It certainly did not appear to be a comment about two different types of insurance cover.
No one said you can't discuss it. Just be clear in what you say, and always base what you say on facts, this forum can be sued by the comany or individual that feel as though it/they were slandered against by a forum member. please see the rules for the forum here noting point #4 http://www.ausmini.com/forums/viewtopic.php?t=24057

There are many reasons/ways for different insurance companies to arrive at a premium as I'm sure you're very aware.

And as general advice to everyone, when shopping for insurance for whatever cover you're looking for, be it CompulsoryThird Party (CTP OR GREENSLIP), Third Party Property Only (TPPO), Third Party Fire & Theft (TPPFT) or Comprehensive, please read the PDS's readily available for each insurer or call them and ask if they will cover your specific need. This will ensure you get the cover you need, not just the cheapest price.

sidewinder1275 wrote:
I checked out this web site after my phone call to Shannons, cheapest was GIO, so i rang GIO to get the green slip, answered all the persons questions excactly the same as i did on the MAA web site to be told my green slip would be $200 odd dollars more than qouted javascript:emoticon('') on the MAA web site, when i questioned the difference i was told that it was a problem with the MAA web site that GIO know about but have no control over.


Did you compare the MAA webiste against GIO's webiste?

_________________
Image


Top
 Profile  
 
 Post subject:
PostPosted: Sat Sep 26, 2009 10:26 pm 
Offline
religious status
religious status
User avatar

Joined: Fri Mar 19, 2004 6:19 pm
Posts: 39755
Location: near Baulkham Hills, NSW
I had similar probs last year with getting an AAMI greenslip. Just go to the GIO website like I did. :wink:

_________________
DrMini- 1970 wasaMatic 1360, Mk1S crank, 86.6HP (ATW) =~125 @ crank, 45 Dellorto (38 chokes), RE282 sprint cam, 1.5 rockers, 11.0:1 C/R. :mrgreen:


Top
 Profile  
 
 Post subject:
PostPosted: Sat Sep 26, 2009 10:32 pm 
Offline
Mien
User avatar

Joined: Wed Aug 10, 2005 1:42 am
Posts: 3892
Location: The Woomba
NAV wrote:
Danny wrote:
I'm aware of who the CTP providers are for NSW :wink: My comment regarding those two companies were about the standards of their motor cover (not CTP), as told to me by people [previously] insured by them, and was as an aside to what I said about people chasing the cheapest price regardless of the product.

Why is it ok to talk about other companies and the quality of their products, and not insurance companies?


It certainly did not appear to be a comment about two different types of insurance cover.
No one said you can't discuss it. Just be clear in what you say, and always base what you say on facts, this forum can be sued by the comany or individual that feel as though it/they were slandered against by a forum member. please see the rules for the forum here noting point #4 http://www.ausmini.com/forums/viewtopic.php?t=24057


I thought was clear, obviously not clear enough so I have clarified that.
Quote:
There are many reasons/ways for different insurance companies to arrive at a premium as I'm sure you're very aware.
Certainly am :wink:
Quote:
And as general advice to everyone, when shopping for insurance for whatever cover you're looking for, be it CompulsoryThird Party (CTP OR GREENSLIP), Third Party Property Only (TPPO), Third Party Fire & Theft (TPPFT) or Comprehensive, please read the PDS's readily available for each insurer or call them and ask if they will cover your specific need. This will ensure you get the cover you need, not just the cheapest price.
Great advice, and something that every person should do.
Quote:
sidewinder1275 wrote:
I checked out this web site after my phone call to Shannons, cheapest was GIO, so i rang GIO to get the green slip, answered all the persons questions excactly the same as i did on the MAA web site to be told my green slip would be $200 odd dollars more than qouted javascript:emoticon('') on the MAA web site, when i questioned the difference i was told that it was a problem with the MAA web site that GIO know about but have no control over.


Did you compare the MAA webiste against GIO's webiste?


Unfortunately the MAA doesn't bother to keep their guide up to date. That is their short coming, not that of the CTP providers because the pricing is submitted to them months in advance. It is, however, written on teh website that their prices are only a guide, and that for confirmation you need to call each insurer. No one reads that bit though :roll:

_________________
"I'm sorry, but a lack of planning on your part does not constitute an emergency on my part!"


Top
 Profile  
 
 Post subject:
PostPosted: Sat Sep 26, 2009 11:25 pm 
Offline
Causing or creating vexation

Joined: Wed Jul 21, 2004 10:32 pm
Posts: 19124
My price is always about $30 cheaper than the cheapest on the MAA website! :lol:


Top
 Profile  
 
 Post subject:
PostPosted: Sun Sep 27, 2009 9:02 am 
Offline
Slow-Po
User avatar

Joined: Fri Jul 08, 2005 8:56 pm
Posts: 9979
Morris 1100 wrote:
But it could pay to look into the terms and conditions. NRMA offers at fault driver cover, does your company offer that? (most don't) This covers your own costs if you have an at fault accident.


Have you checked the fine print as to what the "at fault driver cover" actually covers? If I am not mistaken when NRMA first released this benefit, you had to as the driver lose at least one limb first in order for the benefit to apply. 8)

_________________
One should never skimp on the zip ties.

Image


Top
 Profile  
 
 Post subject:
PostPosted: Sun Sep 27, 2009 12:22 pm 
Offline
998cc
998cc
User avatar

Joined: Sat Aug 27, 2005 3:19 pm
Posts: 630
Location: Blue Mountains
Danny wrote:

GIO offers the same level of cover as NRMA do when it comes to the Driver At Fault.

But you're right....a lot of people only chase the cheapest price when it comes to any form of insurance, not taking into account things like that. That's why companies like Budget Direct and Real Insurance exist. THey're cheap because their cover is cheap.


EDIT: clarification

I used Budget Direct a few years ago (comprehensive insurance) and had to make a claim for hail damage, they were great and didn't even list it as an at fault claim


Top
 Profile  
 
 Post subject:
PostPosted: Tue Sep 29, 2009 10:16 pm 
Offline
religious status
religious status
User avatar

Joined: Fri Mar 19, 2004 6:19 pm
Posts: 39755
Location: near Baulkham Hills, NSW
I just got a quote from QBE, they wanted $389. So GIO is still (like last year) cheapest for me, $367.16. 8)

_________________
DrMini- 1970 wasaMatic 1360, Mk1S crank, 86.6HP (ATW) =~125 @ crank, 45 Dellorto (38 chokes), RE282 sprint cam, 1.5 rockers, 11.0:1 C/R. :mrgreen:


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 25 posts ]  Go to page Previous  1, 2

All times are UTC + 10 hours


Who is online

Users browsing this forum: No registered users and 71 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Jump to:  

© 2016 Ausmini. All garage work involves equal measures of enthusiasm, ingenuity and a fair degree of irresponsibility.